Insurance question

[mike_m]

Does anybody know who will insure these vehicles for off road use? My insurance USAA will no longer insure this type of vehicle and Haggarty as well as American classics will only insure it as a classic vehicle. FYI. I live in Tucson it that helps answer

Appreciate any help

Thanks
.
MikeM

[PoW]

JC Taylor never asked me about any use of my M37.

I live in Maricopa, BTW.

PoW

[mike_m]

Thank you for replying. I'll reach out to them.

[NAM VET]

I just read my Haggerty renewal for my M37, and as long as it is not my primary vehicle, there are no restrictions on my use. Damage or loss due to owner negligence is of course not covered, as if I drive it into a river or ravine. I do take mine off road occasionally. NV

[mike_m]

Thanks for reply NV. I have another vehicle with Haggarty and I'll have to see what that policy says. When I spoke to them this past Friday, I asked them that question about going off reading and they told they won't cover that on my vehicle.

MikeM

[PoW]

All I've ever used insurance outfits like JC and Hagerty is for PD & PL to satisfy the state requirements.

Comp coverage is a luxury I won't afford.

PoW

[just me]

I have normal unrestricted coverage on my M-37.
Safeco. $211 per year. 100k/300k/100k + un and under + theft.
In Phx

If figures that the military insurance company won't cover military vehicles.

[NAM VET]

just renewed my M37's policy with Hagerty for $160, but I don't presume it would cover me if I roll it into a river or ditch. Plus It has something like a 60 mile tow or flatbed, which I used once. I have a valuation of $7K on my truck, which wouldn't cover half of the replacement. But I am fine with this. hal